Sponsored content from The Curve app.
Wouldn’t it be nice if managing your student finance money wasn’t a big, stressful, complicated thing? Well say no more, the Freshers Festival & Curve Team are here with plenty of advice on how to make your money stretch a little bit further and don’t forget to head to the Curve website & use the code FRESHFES to get a free £5 and download Curve by clicking here.
1. Get the Big Picture
We were shocked when we saw that 78% students in the UK worry about making ends meet yet one third of students are not budgeting. 5% of students said that they weren’t even considering what they were spending at all during their time at University! One of the biggest reasons why students are not in control of their money is because they are unable to see the big picture, a large percentage of students have multiple cards but have no idea where their money is going. Gone are the times of the little black book where your grandparents wrote down every penny they had ever spent but have no fear, Curve is here.
As a student, managing money in more than one account can often be difficult which makes budgeting for the term even harder. However, Curve have solved this problem and allows you to manage all your spending across all your bank accounts in one easy to use app. Their dashboard is the perfect way to track your spending on everything from your latte to late night kebab.
2. Feel Rewarded
As a student, freebies, offers, cashback and discounts are more important than ever. There is no better sensation than feeling rewarded for spending your money wisely. From the 16-25 Railcard to your Student Card your wallet should be bursting with money saving tricks, but you don’t need to just stop there. Most retailers and restaurants have special offers for students whether it is an extended Happy Hour or Half Price on selected items so don’t be afraid to ask in store or when you get the menu.
You may also be surprised by the number of partners that companies have! Everyone from your student bank to your favourite app will have a list of offers and cashback incentives that you can start using to stay on top of your student finances.
3. Put the F in FX
And by F we mean FREE. Keep those minds clean, just like how we plan to keep your bank account and statements clean.
One of the best things about being a student is having plenty of freedom and so many students use that freedom to explore the world. With banks offering free travel insurance and discount websites like StudentUniverse providing low cost travel deals, trotting the globe as a student has never been cheaper. Travel cards and travel money cards are a great asset to your wallet, but apps like Curve are offering even better incentives, right from your mobile device.
Curve are offering users free FX and free ATM usage abroad so no more fees! You can spend up to £500 abroad with no charges and withdraw £200 for free on the free blue Curve card. With their Curve black card your spending abroad is unlimited with ATM withdrawals of up £400 a month for free. This is £9.99 a month but also includes gadget insurance and worldwide travel insurance! Whether you are a foreign student studying in the UK or about to take on your next adventure, say F YES to 0FX.
4. Mo Money No Problems
With studying, socialising and showering there are not enough hours in the day when you are a student. There are those heroes among us that also juggle a part-time job, but for most of us, this isn’t an option.
Or is it…? How, I hear you cry? Well, in this age of technology there are plenty of apps on the hunt for student ambassadors. Everyone from Hinge to Deliveroo is on the hunt for a student representative. If you are part of a society, sports team or just enjoy socialising with others on Campus – you fit the criteria. Apps like Curve will create a special referral code for you to share with your peers and you will get £5 every time they sign up and make their first transaction. Getting extra cash has never been so easy!