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Smash Your Student Spending – Top Tips on How to Save As A Student

Sponsored content from The Curve app.

Wouldn’t it be nice if managing your student finance money wasn’t a big, stressful, complicated thing? Well say no more, the Freshers Festival & Curve Team are here with plenty of advice on how to make your money stretch a little bit further and don’t forget to head to the Curve website & use the code FRESHFES to get a free £5 and download Curve by clicking here.

1. Get the Big Picture

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We were shocked when we saw that 78% students in the UK worry about making ends meet yet one third of students are not budgeting. 5% of students said that they weren’t even considering what they were spending at all during their time at University! One of the biggest reasons why students are not in control of their money is because they are unable to see the big picture, a large percentage of students have multiple cards but have no idea where their money is going. Gone are the times of the little black book where your grandparents wrote down every penny they had ever spent but have no fear, Curve is here.

As a student, managing money in more than one account can often be difficult which makes budgeting for the term even harder. However, Curve have solved this problem and allows you to manage all your spending across all your bank accounts in one easy to use app. Their dashboard is the perfect way to track your spending on everything from your latte to late night kebab. 

2. Feel Rewarded

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As a student, freebies, offers, cashback and discounts are more important than ever. There is no better sensation than feeling rewarded for spending your money wisely. From the 16-25 Railcard to your Student Card your wallet should be bursting with money saving tricks, but you don’t need to just stop there. Most retailers and restaurants have special offers for students whether it is an extended Happy Hour or Half Price on selected items so don’t be afraid to ask in store or when you get the menu.

You may also be surprised by the number of partners that companies have! Everyone from your student bank to your favourite app will have a list of offers and cashback incentives that you can start using to stay on top of your student finances.

3. Put the F in FX

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And by F we mean FREE. Keep those minds clean, just like how we plan to keep your bank account and statements clean.

One of the best things about being a student is having plenty of freedom and so many students use that freedom to explore the world. With banks offering free travel insurance and discount websites like StudentUniverse providing low cost travel deals, trotting the globe as a student has never been cheaper. Travel cards and travel money cards are a great asset to your wallet, but apps like Curve are offering even better incentives, right from your mobile device.

Curve are offering users free FX and free ATM usage abroad so no more fees! You can spend up to £500 abroad with no charges and withdraw £200 for free on the free blue Curve card. With their Curve black card your spending abroad is unlimited with ATM withdrawals of up £400 a month for free. This is £9.99 a month but also includes gadget insurance and worldwide travel insurance! Whether you are a foreign student studying in the UK or about to take on your next adventure, say F YES to 0FX. 

4. Mo Money No Problems

With studying, socialising and showering there are not enough hours in the day when you are a student. There are those heroes among us that also juggle a part-time job, but for most of us, this isn’t an option.

Or is it…? How, I hear you cry? Well, in this age of technology there are plenty of apps on the hunt for student ambassadors. Everyone from Hinge to Deliveroo is on the hunt for a student representative. If you are part of a society, sports team or just enjoy socialising with others on Campus – you fit the criteria. Apps like Curve will create a special referral code for you to share with your peers and you will get £5 every time they sign up and make their first transaction. Getting extra cash has never been so easy!

For more information on student saving tips and to download the Curve app. Head to the Curve website now. Use the code FRESHFES to get a free £5 and download Curve by clicking here.

Festival Blog

The Do’s and Dont’s of First Year

Going to university for the first time can be both daunting and exciting. Here are some tips on to help you with the best year of university.

DO work those connections. University will open you up to a new world of connections that can be vital your future career. So get to know your lecturers, tutors, faculty staff, flatmates and classmates as you’ll never know who might help you out in the future.

DON’T be that flatmate. You know the flatmate that leaves enough hair in the shower to make a wig? The one with the mouldy dishes forming its own ecosystem in the kitchen? Yup, that one.

DO join a society or club. It’s a great start to meeting other freshers students and getting stuck into university life. Most unis have hundreds of societies and clubs to choose from. There’s sports clubs, political interest groups, clubs dedicated to cocktail making, music, dance groups, languages, quidditch…you name it! Universities like Imperial College even have a society dedicated to just cheese, so the possibilities are endless.

DON’T do all nighters all the time. Inevitably, you’ll be in the library at some point finishing a paper at 4am. But after the third or fourth time, you might have to figure out a new schedule for getting work done. Sleep deprivation sucks.  

DO learn how to cook. What better time to hone you culinary skills than at uni? There are plenty of online resources like BBC Good Food that offer delicious recipes that are quick to make, easy to cook and won’t hurt your pocket. If you haven’t got the money for groceries or don’t want to buy more ingredients, Supercook gives you hundreds of recipes based on what’s already in your kitchen. IKEA also do a great range of sustainable and affordable kitchenware to cook your new recipes in.

DON’T spend it all too fast. Having your own money is exciting, but be careful not to spend your student loan all in one go. A little bit of budgeting goes a long way.

DO sort out your study schedule. When Freshers Week ends and classes start, things can get busy pretty fast. Apps like MyStudyLife are amazing at keeping you organised, with features like paper planners, rotation schedules, reminders and task settings. Also it’s free. There are also plenty of other apps to improve your productivity which are life savers.

DON’T think you need to have it all figured out. If your career doesn’t match your field of study after graduation, don’t worry. Around 96 percent of UK graduates switch careers by age 24. It’s natural for your career goals to change as you get older, so don’t think you need to have a ten year career plan figured out in your first year. But that’s awesome if you do.

DO consider an internship. An internship can offer you the work experience you need before graduating. Not only will you gain some valuable skills that you can transfer to your next role, you’ll also get a taste of what kind of career you want in the future.

DON’T go overboard with drinks. It’s fun to enjoy drinks with friends, but always drink responsibly.

DO try dating. It’s likely that you might date one or some of the many people you’ll meet during your three of study. That doesn’t always mean you’ll end up together long term, but dating can teach you a lot about yourself and relationships.